Pradakshana Fintech Private Limited (Pradakshana) is a private limited Non-Banking Finance Company with its registered office in Nagpur, Maharashtra. The goal of the company is to provide comprehensive financial and business solutions to enterprises from the ‘missing middle’ income segment. The Company is being promoted by a seasoned microenterprise and development professional.
The company was earlier called Mimoza Enterprises Finance Private Limited, and was registered at New Delhi
Pradakshana currently operates from six branches covering 11 districts of Telangana, Maharashtra, Chhattisgarh and Odisha respectively.
Cumulatively has disbursed loans of Rs 21.27 Crores as of 31st March 2018
Gross loan portfolio outstanding stands at Rs 12.12 Crores from 841 active borrowers as on 31st March 2018
Maintains a collection rate of 98.48% in the current financial year
The Company offers Small Enterprise loans and micro enterprises to individuals in urban as well as rural areas. In addition to this, a portion of the portfolio (up to 10%) also covers personal loans to salaried employees.
Domain: Sales and Marketing
Designation: Field Executive
B.Com, BA, BBA, BCA, BBM, B.Sc (any discipline) 2018 graduates with 55% aggregate in 10th, 12th and Degree only need apply.
CTC per Annum: INR 1,68,000
Field Executive is a full time worker and his or her responsibility includes the following. She/he is not expected to engage herself/himself in any kind of economic activity, which goes against the accepted responsibilities.
Conduct the area survey and expand operations in the areas allocated to him.
Provide information about company and its services to all those people who approach him. However, she/he shall provide only such information, which is authorized by the company. She/he shall not give any commitment either in her/his personal capacity or on behalf of the company.
Market the loan products duly authorized by the company.
Conduct the necessary credential check as per the laid down procedures, before writing the application. She/he shall discuss on all such matters with his BM.
Collect the necessary documents and send to Head office for generation of Credit Bureau report.
The Field Executive will fill up the loan application; he is authorized to fill up.
All the terms and conditions of the loan should be explained in detail to the applicant in a transparent manner without omitting any points however minor they may appear to the Field Executive.
Fill-up loan applications legibly, collect all necessary enclosures and write comments about the applicant and his or her activity.
Submit the completed loan application to the branch and arrange for credit appraisal.
Communicate decision of Loan Committee on Sanction, Rejection or need of Re orientation/Re appraisal to the applicant as soon as possible. She/he shall communicate all the terms and conditions attached to sanction by the loan committee. She/he shall communicate the execution of the loan documents schedule in respect of applicants accepting sanction terms.
In co-ordination with Business Manager, Field Executive shall complete the document execution work.
To issue company supplied receipts for any fees/charges collected from the client duly signed by him and remit the collected cash to the branch/designated bank account on the same day.
Strictly adhere to company rules issued from time to time.
Bond Period: NA
Should have good written and verbal communication skills
Organized and systematic
Creative, mature, self-motivated, reliable and proactive and a team player
1st round: Communication Interview
2nd round: HR Interview
Job posting would be in both Hyderabad & Armoor ( Nizamabad)
Candidate should have Two Wheeler & A Smartphone.
Please Carry updated RESUME, 2 passport size photographs, original Id proof (Aadhar/PAN/Passport) and academic mark sheets on the Day/ Date of interview.
LAST DATE TO APPLY: 03:00 PM , 16th July 2018
Number of students applied: 28
Awaiting confirmation of interview schedule from Pradakshana Fintech Private Limited.
For more details please contact:
Contact Person: Ms. Deepika
Contact Number: 040 - 48488246